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Credit Analyst

Date: Jun 10, 2021

Location: Tampa, FL, US, 33607

Company: Gerdau

The credit analyst manages a portfolio of customer accounts and reports to the credit manager and/or supervisor. The credit analyst will be responsible for evaluating the financial status of potential customers, monitoring existing customers, performing risk assessments, performing detailed account reviews, and making informed decisions while extending credit. The credit analyst acts as a liaison between the company and outside entities including customers, credit reporting agencies, and legal counsel.





  • Report directly to the Credit Manager and Credit Supervisor.
  • Provide support and services for all US and CA locations for credit, collections, and accounts receivable functions.
  • Qualifications for this position include assessing the creditworthiness of new and existing customers by gathering different financial information such as earnings and past payment history, to assess their ability to pay invoices when they are due.
  • A preferred candidate should have a bachelor’s degree in business from an accredited college or university combined with two years of experience with exposure to credit practices and procedures.   However, 1-3 years credit experience would be acceptable.
  • Incumbent is required to work with Excel, Power Point, and Word.  Working knowledge with an ERP system is strongly preferred.
  • Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision.
  • Monitor, report progress, and lead process improvements; initiatives for all process improvement functions for Credit, Collections, and Accounts Receivable in US and CA operations.
  • Credit Analyst verifies credit standing and credit extension from information in files and approves or disapproves credit, based on acceptable standards. Credit approval may be granted with certain restrictions, terms and parameters determined from investigative credit analyses applied within established guidelines. This position regularly works with credit reports, financial statements, credit interchanges, individual and inter-company guarantees, and letters of credit.
  • Additionally, participate in Benchmarking and other activities of the National Association of Credit Management particularly standards, best practices pertaining to accounts receivable, collection, and credit functions. 




  1. Responsible for timely and accurate processing and reporting of accounts receivable.
  2. Responsible for maintaining accurate and current records, files, statements, notices, etc., as necessary for the ongoing integrity of account information.
  3. Responsible for audit confirmations and verifications including internal, external and customer generated requests for verifications of balances.
  4. Responsible for proper, effective, and efficient work methods.
  5. Responsible for carrying out company policy and programs.
  6. Responsible for setting up new accounts, including entering data into the system, establishing a credit file with appropriate documentation, and interface with the sales team regarding the status of the new accounts.
  7. Conduct thorough analysis of financial statements and perform due diligence to provide recommendations tied to analysis and assessment of credit risk.
  1. Present analysis, findings, and recommendations to management, including findings that involve a borrower’s ability to repay.  
  1. Responsible for timely collection of customer accounts.
  2. Responsible for assigning credit limits, updating account indicative information and monitoring accounts based on the latest information available.
  3. Responsible for up to 15% travel to promote internal and external customer relationships and to meet additional company objectives.
  4. Responsible for cooperation with supervisors, departments, and services to maintain coordinated efficiency of credit related operations in-house and externally.

Nearest Major Market: Tampa